April 2019 Debt Payoff Summary

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April debt-payoff summary

I can’t believe it’s been six months since I did my last debt payoff summary! I’m totally slacking. I had planned on doing an update every month, but life happened, and we weren’t able to pay off ANY debt from November to March. It was a total fail for us. We had some huge setbacks and unexpected expenses (hello emergency fund!), and we just weren’t able to make it work.

BUT I’m happy to say that we got back on track in April. My husband gets a bonus at his job every quarter, so with March’s bonus, we put the whole thing toward paying off debt.

November’s Starting Debt Balance: $6685.57

April’s debt payment plus monthly minimums: $1610.85

Remaining Balance: $5074.72

New Goal

Our new goal for monthly debt payments is now going to be $500 a month plus our minimum payments. If we can manage more, we’re going to do more (our budget shows that we can), but our minimum goal is $500. That will give us a new debt-free date of January 2020. I’m going to do everything I can to move that date up, and I will update every month that we move toward our goal.

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The reason I’m doing this is to show that if WE can become debt-free, YOU can become debt-free. Thank you so much for coming along this difficult journey with us!

Are you in the process of becoming debt-free? How’s it going? I’d love to hear about it in the comments below!

Until next time,

Mom for More. More wealth. More freedom. More peace.

I’m Kari, founder of Mom For More. Do you often lie awake at night dreaming about what it would be like if your family was debt-free? What if you could make that dream come true with a business that allowed you to stay home and be fully present with your babies? Mom for More teaches moms that they can start a home business, become debt-free, and gain more overall peace in motherhood. It equips moms with the tools they need to succeed in their finances, home businesses, and daily lives. You don't have to put your life on hold when you become a mother. It's okay to dream. It's okay to believe that you were made for more. I’d love for you to subscribe and follow along with me!